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Uh, if you have a bank owner who's willing to co-sign a loan for you, why doesn't his bank (or him personally..sheesh) loan you the cash???
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It wasn't a loan, it was a rental contract.
When a person wants to rent an apartment in an apartment complex it is often customary for them to evaluate whether you can afford to make the rent. So they do a credit check and verify your employment etc. According to equal opportunity housing regs everyone must follow the same criteria for consideration. Co-signers are no different. I offered to pay them the entire balance of the contract, but that cannot be considered in an application... but I digress.
Aloft read (Sheesh) the posts above and you'll see that the point I was making is this discussion is that having a high income co-signer doesn't necessarily guarantee that you'll get a loan, achieve happiness, or get an apartment in the gehtto.