SpiraMirabilis
Possible Subversive
I worked in the insurance industry (as an underwriter) for a few years prior to becoming a CFI.
The requirements (6mo employment) in a group life insurance policy are negotiated in advance. You can think of it as buying a car and being able to select different options. The option of having life benefits start on day 1 was available to TSA but this may have increased the premiums slightly. Or you could think of it the opposite way, in many policies it is the default where benefits start on day 1 but TSA selected an option to have them begin 6mos after in order to get a discount.
The requirements (6mo employment) in a group life insurance policy are negotiated in advance. You can think of it as buying a car and being able to select different options. The option of having life benefits start on day 1 was available to TSA but this may have increased the premiums slightly. Or you could think of it the opposite way, in many policies it is the default where benefits start on day 1 but TSA selected an option to have them begin 6mos after in order to get a discount.