If you're at your "terminal job", WTF difference does it make? It's not like you need the PIC time.
Let me tell what makes the difference: The quan, days off, augmenting your schedule the way YOU want, and picking/avoiding the trips you want. Chills the soul, lowers the blood pressure, and keeps the family unit intact.
But, hey, if sitting reserve in the crashpad on Christmas, flying 6 legs a day, "Commanding" 2 FAs and a newbie FO, or trying to remember which of the 50 Madisons you're suppose to fly to is how you get your thing on...well, rock on man.
There's a reason smart guys like Derg do it this way, and another reason that at most airlines, Captain goes WAY below the 50th percentile.
Richman