I'm glad you stick around here after you moved on from flying.
I appreciate that. I still kind of like it here, and to be honest, I like it more now than say, a year ago or so. Now that I'm not trying to get a job from anyone either I really feel a lot more free to be myself too, which is nice, that's been a change in the 5 or 6 years.
I've been asked what I'd do if I couldn't fly for some reason and I think it's an important question everyone should think about and have a good answer for.
As long as you do something I think you'll be ok - but - legitimately, a couple of years of chaos and discomfort is not unlikely.
I think being a pilot is too much of an identity for some people, and while I like my job I also have found a lot of peace in the fact that if I couldn't do it anymore, I know I'd find fulfillment elsewhere and fond memories of the career I've had.
It was literally a major part of my sense of being. Still, it gave me strength to do new things. "If you crash, be sure to keep your hands on the controls and trying to fly until you're dead or the movement stops" isn't just sound flying advice, it is good advice for life.
Regardless, to OP (because your new name makes it hard to tag you), I recommend switching things up some if you can, trying to do something that's a different direction is a pretty good option. Also, if you don't have time for doing a degree, find a job that doesn't eat your life that would give you that time if you think it's necessary. You're smart, I've been interacting with you on here and on FB for years. You're more than smart, you're clever, but, here's the thing, nobody cares about how smart or clever you are until you have the piece of paper that says you are willing to put up with â˘. A degree isn't about smarts it's about showing to employers that you're willing to eat some amount of â˘. Credentialism is messed up and I don't like it either. In fact, I tried for awhile to get ahead without one in aviation, but in the end I did really find it to be a valuable experience. At least for me, finishing my degree (while I was flying medevac and had time) spurred me onto other things and got me better flying jobs (though not for a few years) that would have simply been closed to me without it. Also, it was a big confidence boost - I kind of lost the chip on my shoulder I had about it, and I did have a chip on my shoulder about it.
Today, I don't care if my coworkers have a degree - personally I just want to work with people who are motivated enough to try to go and do something that they think will make them better people - that can be anything as long as they're doing it for themselves - but HR departments are lazy and they view a degree as something that makes someone a better worker and better person (even if it's objectively not). You cannot change what other people think about the credentialing process, you can only change what you think. You can either say, "oh, this may be as high as I progress, or I'm going to have to figure out another way to work around this requirement and I'm going to need to have some luck" or you can try to follow the path others have travelled.
Personally, in my albeit limited career (7500tt and 10k landings is enough for one lifetime I suppose), I repeatedly found that when I tried to do the thing everyone else was doing to get ahead it didn't work for me
and I suffered along the way. After awhile, I found that I was actually ok with not being like everyone else. I was ok with a career that went a different direction as most folks, indeed I was "better" for it, but your story is a lot different than mine, so, you do you I guess. Still I don't think it would hurt your chances if you got a magic piece of paper, and I do think it might turn out to be a positive experience if you could find something you cared about to study.
College was a positive experience for me, after my box-ticker degree from UVU I found a problem I couldn't solve and while I was reading about it I ran into "oh, I don't understand math enough to read this book! I should learn math." That became "man, I'm never going to learn this as well as I want without a tutor," which itself became "I should take some classes" which finally resulted in me getting a second BS in Mathematics, which, directly put me onto the path I'm on now.
You're a better engineer than me, you have way more experience and you're just clever, comically, you could probably learn all the things I did in the last two years of grad school faster and more efficiently with arguably a better thesis and finished product... I believe that. But a faceless HR rep looks at your resume and says, "huh, I wonder why no degree?" That's who you're up against. So you can either accept that and try to find a work-around to break through that wall without being "like-everyone-else" or you can figure out something else. Personally, I know you're not going to want to hear this, but
Realistically, $200k in 2024 is ~$100k in 1999.
To be clear, you are right - just wanted to note that you're correct in this assertion, I hadn't quite realized it was so bad.
Unfortunately, the other bases that are safe for three trans people (SEA, PDX) are very senior and not far behind in COL.
Now, I'm not tied into the trans scene really, got a couple friends, but I have no relevant lived experience really, but are MSP, ORD, and DTW not realistic options? I get that BOI is out (it's out for cis people afaiac), but I mean, at least ORD probably seems resonable as much as any place, no? Housing prices in that part of the world are substantially less, seriously, it might have changed, but yeah, way cheaper than here. Excuse my ignorance, I just don't know, but I have to imagine there are trans people and a trans scene in Chicago.
Also, I don't know the trans scene in ANC, but personally, I have found this place has really grown on me (though it's probably not cheaper).
Realistically, $200k in 2024 is ~$100k in 1999.
Net: $~9k/mo.
Rent: -$3k
Utilities: ~$1k
Insurance/fees/online services/etc: $1k
Food (for three): $3k
Car payment: $1k (0%/36mo)
Savings: (the rest)
So, personally (and not to get into our finances too much), but my wife does around $120k, and we are comfortably able to support a house with 3 kids and even save a little money on her salary alone. Everything I make is gravy. Now, we have one car, it's paid off, and no other debt, so we're fairly privileged in that regard, but the biggest difference I see is rent. We're lucky with a crazy low interest rate, but... we only pay $1700/mo for our mortgage, also, we're paying about half as much on food as you, give or take, with 5 mouths to feed. So, I think the grubhub and the rent are really what's killing you. My immediate thought would be try to find a cheaper place to live... I know that's not the kind of advice you really want to have, but yeah. That, or I don't know what your overnights are like, but maybe you could figure out how to go get groceries? I don't know.
Anyway, good luck, I'm rooting for you.