IDK ... planned my last three years from 62 to 65 to get the hell out at 65. Lost a few bucks monthly from both social security and my NYS retirement by not staying in until 67 but it was practically doable. Biggest thing for me was to have a car fully paid-off - no three or four hundred dollar monthly payment - and I was able to do that. It made all the difference in the world.
Now, I did my traveling in another lifetime and my personal needs are hugely modest. The rampant inflation hasn't helped much, of course, but the pups and I still eat well and we have everything we ever need. I'm even able to help out from time-to-time those whose life situation isn't as stable as mine.
My well-earned resources over a lifetime, and my children know it's for my use now, although likely some will be left to pass on. I call it practical and a fair return for fifty years of honest work, and I enjoy the hell out of it. Ain't coming this way again, as nearly as I can tell. Quality of life went up dramatically on the day I said "Good-bye" to the workplace.
Of course, YMMV, and it depends SO much on the way you want to spend these years of silver-hair and the resources you might need to do so. Work if you want; get out when you can. Plan for the future you'd like to embrace. I'm not sure that ANYone else, Senator, flying public or otherwise, gets to decide for any of us.