That could definitely be a limiting factor for sure.
I know it is for me. I save every penny I can. And right now, trying to catch up on my 401k, giving Sallie her monthly cut, phone, insurance, etc., etc., etc., there just isn't much left. Off love to take my kids to Sun'n'Fun. They'd have a ball. But it's not time yet. It will come. Like I said, I'm very patient. I'm still fairly young, and so is my family.