Absolutely. I thank you for making my point for me.
There is a somewhat realistic expectation that Military pilots have coming to the civilian world. They don't have a ton of debt from training, they've more than paid their dues (different dues) even if they aren't the type of pilot that gets shot at. They train 8 hours to fly one, every cliche in the book I really had no desire to be a part of. Some of them have money from the government once they left as a retirement, others just leave for the airlines with no debt, tons of training and knowledge. A Major airline can't wait to hire them. Conversely the professional pilot has a different situation.
The professional pilot, if there is such a thing, and the longer I'm in this thing the less real that profession is, has debt coming from training. Let's forget for a second all the kids coming out now are children of wildly successful parents and have no debt. They have their choice of work to do afterwards to get their hours up vary's widely, but it's pretty lousy pay. Then they get enough hours to go Corp, airline, cargo, or something. Entry pay again. In the stagnation of this economy, and last decade, little has come of that entry level position for many pilots. Then you get that dream shot job, only to be furloughed, no health insurance for the first 6 months, pay for your own hotel, etc.
Hacker's point, while somewhat valid, attributes the symptom as the cause. I've had the advantage of creating a side business that is doing well right now, and I've had guys tell me, "see you are making it work". Maybe. Are WE making it work?? To do well, will we all have to become part timers? Is there no more professional pilot, except for the few who make it to the top of the pyramid scheme?
I don't think, until entry level airline pilot positions (yes regionals are airlines too. No really. Yes they are.) pay better than 30 grand WITH health insurance with either a national seniority list or a portable wage, that anyone should get into it. If you have no debt, no family, and don't mind living like crap after whatever you had to endure to get into this game, go for it. Make no mistake, you are not professional. None of us really are anymore.
But, as I said earlier: