Feel bad for people who've suffered losses. Yet, at the same time, isn't it sort of like people who live on a Mississippi River bank and rebuild their house every few years after flooding. I wouldn't really call it "bad luck" so much as, part of living there.
I don't think that's a very good comparison. A river will bust it's banks in the same general areas on a somewhat frequent basis. A tornado hitting the same city twice in anyone's lifetime is pretty remote.
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Amazing, AMAZING, system