Excellent replies all, everything said will be taken into consideration, for the most part
Here is where my mind leads me to the negative, and I will try to make this point without a TL;DR
The idea of upgrading scares me for one reason and one reason only. IF anything is out of the ordinary this day and age, the media has a field day with it. They love to sensationalize anything to keep their ratings. Example: My good friend was just involved in a "situation" in cruise that made multiple news outlets, including the national level. This situation can happen to anyone flying over certain areas during certain weather patterns, they encountered and corrected as they were trained to, yet the media still found a way to say the situation was "the ride from hell". That is honestly what keeps me up at night. I'm not saying being a pilot should be all rainbows and unicorns, but when I was a kid starting up at the sky I didn't envision myself being judged by every decision made, even the correct one that may have negative outcomes but better than if not corrected swiftly.
Flying the Q in the areas we do and the way we do is fun at times, but comes with a hell of a lot of decision making and risk mitigation. This I have learned to be extremely true in the short time I've occupied the right seat. Again, I'm not saying that I'm not capable of making good decisions, but the stress of backfire from the crucial ones weighs heavily on my mind. This lead me to think I wasn't ready for upgrade the last few months, but my current financial situation isn't sound and the raise will help me out. So at times I feel like this is the right time, but others I wish I would have more time. I do know that the anxiety of upgrading wont get any better with time, as I am confident in my airmanship and decision making and feel I can use common sense in the areas where experience may not cover.
Those of you that know me beyond these forums know that I have an incident on my record from GA flight training, it is something I have never let go. So it amplifies my fears at times, causing me to hesitate to move forward with career ladder progression. Maybe it is a confidence issue, or maybe it is normal to feel this way, I'm not too sure. All I know is I don't want the stress of upgrading and sitting in the left seat to turn me into a fearful pilot because I'm afraid of the what ifs. I understand every flight is a risk, that is known throughout the industry and was beaten into us from primary flight school. I just hope I can continue to enjoy the job and not dread going to work on those challenging days because CNN or FOX or the local KPT whatever is waiting for the next hiccup to blast way out of proportion...