HonuPineapple
New Member
Do we get health insurance starting from day one?
Hmm..Do we get health insurance starting from day one?
Yikes. Get some short term insurance in the meantime, trust me on this one. It is high deductible, so it isn't really made for routine stuff, but should you get injured or end up in the hospital for some reason, it'll pick up a majority of the bill there. It is relatively cheap, last time I had to buy some it was about $70-80 a month.I have not had insurance since Feb '07, that will be a nice change.
Yikes. Get some short term insurance in the meantime, trust me on this one. It is high deductible, so it isn't really made for routine stuff, but should you get injured or end up in the hospital for some reason, it'll pick up a majority of the bill there. It is relatively cheap, last time I had to buy some it was about $70-80 a month.
That's a real horror story and lesson for everyone else. (time for national healthcare anyone!?)I was off health insurance for a three day weekend once while my mom was in between jobs.
I broke three bones that weekend and had a concussion.
Learned my lesson.
NO!That's a real horror story and lesson for everyone else. (time for national healthcare anyone!?)
That will solve our problems, just ask the Canadians waiting in lines for health care or the others crossing the border for care down here.That's a real horror story and lesson for everyone else. (time for national healthcare anyone!?)
sigh...That will solve our problems, just ask the Canadians waiting in lines for health care or the others crossing the border for care down here.
I 2nd that. Buy your own insurance if you're between jobs or working somewhere where it is not provided. If you are reasonably healthy, a high-deductible plan is affordable for most anyone ($60-100 a month, depending on coverage) and will take care of the big bills. Then open up an HSA and put at least enough money to cover the deductible on the insurance plan. That is the least expensive and smartest way for someone to self-insure. Yes, it is nice to only have to pay $20 for an office visit, but I haven't stepped in the door of a general practitioner in 3 years, so it won't kill most people to pay $100 if they really do get sick enough to warrant visiting a doctor. With the $4 generic deals that most drug stores run these days on basic run of the mill medications (the stuff most of us get prescribed when we get a common illness) prescription coverage is almost a waste of money as often as most people really get sick.
You might want to start at http://www.opm.gov/insure/, and drill down to 2008 FEHB Premiums.A while ago there was a link to what the insurance would cost (premiums and co-pays) but I can't seem to find that now. Does anyone else know where it is?
good post, thanks for the infoYou might want to start at http://www.opm.gov/insure/, and drill down to 2008 FEHB Premiums.