You don't know the specifics of that accident; but to sure as heck have an opinion on what the pilot did right and wrong. That's rich CC.
I actually do remember that accident. The pilot did all he could aiming for a field and punched out getting about 1.5 swings in his chute before hitting the ground. The jet impacted on a road next to the field, which was clear at the time, but sadly, the two coeds pulled out from a side street in their Vega, not having seen the jet just impact and sliding down the street towards them. That's not negligence, that's an unfortunate set of circumstances. This wasnt a case of a pilot bypassing other fields with a sick plane and bringing it over he city; his engine failure happened on final pretty instantaneously, with few places to go.
You sure have alot of answers and opinions for someone who hasn't at all ever been there or done that.
Some People have said the crew of PSA182 killed the 172 crew that THEY ran over in 1978 and failed to see, even though they called traffic in sight, then didnt clarify with ATC when they lost sight. But that wouldn't be true either. That was again, another unfortunate accident.