I'm not aware of a regional airline that doesn't pay a living wage. You can look at living wages for every state (and county) calculated by MIT on their living wage calculator web site. For example, Florida has an average living wage of $21,042. Georgia is $19,200. New York is $23,929. Etc. Every state is in the high teens or low twenties, which is what a first year FO is making at a regional.
To be clear, I'm not defending regional airline pay scales. They're atrocious. But they are a living wage.
And please don't call them "associates." They're employees. "Associate" is what you call someone when you're trying to trick him into believing that you respect him when you really don't.