So to give you an idea, Commercial Single/Multi Engine land, CFI, CFII 1350 hours. Granted I'm now short, and BS in Aeronautics. My base is just shy of 65K and I'll make around 90K this year with all of the travel and overtime. I teach in Unmanned Systems. So I'm not even flying right now. Deployed I was a bit over 130K.
I value myself for entry level flight around 60K and expect a career average of 110K and ending around 180K. The airlines can't do that anymore. I still have the school debt and I would like to expand my family. Paying on school debt though I need to make a minimum of 65K to maintain the American way of life (House, living expenses, loans, maybe a little 401K). Anything short and I'm losing. Last offer I had with the airlines was around 18K and they didn't sound confident. Since then I've been in UAS. Pay has been a little stagnant, but sure isn't going down.
I would rate my QOL a 10/10 at the airlines and I commute.
In Sept I worked 6 days, two three day trips, red eyes, gone from home roughly 80 hours for the month total including the commute! No, no vacation time used. Just long call reserve.
I made around $10k.
I don't know many other full time jobs that pay as well as this industry does, and work you as little, or let you live anywhere you want.
Unlike others in the industry I actually have a pretty good perspective on what things are like outside working as a pilot and I'm amazed to see people say the things they do. When I was younger I *literally* shoveled horse poop from one pile to the next to earn money for my private pilots license, worked in college (got fired from Home Depot even), etc. My wife works a corporate job, I see what it's like. The corporate job life sucks!
Those at the bottom. Yes, it sucks. Being a CFI sucks. Being a regional FO sucks. Sometimes even being a junior RJ CA can suck, but at least the money is decent.
But keep your chin up. Don't turn your nose up at going to a step up. You're not a CFI forever, or an RJ FO forever. You will move up if you give it time. Very few spend less than a handful of years at the regionals these days, it's possible but not probable.
If you really want to come out ahead, live as cheaply as possible. Run a crashpad or two and live in them. Stuff your money away and invest. One can conceivably walk away after 10 years of working if you do it right, then all the other money is gravy. This industry offers excellent and unique advantages to bettering yourself and giving you the time off to realize it.