The company's/boss'?I've always used debit cards, but I'm looking to get a credit card. Which ones do you use or suggest?
If you're going to get a Delta card, get the platinum that way you get a ticket.Delta Sky Miles American Express Gold card.
Chase Visa Marriott Rewards card.
But then, I have no idea of your travel and spending habits. Those two work pretty well for me. The free checked bag on DAL with the Amex certainly saved some money for me in the past.
The Chase card has no international transaction fees which is very good when doing a lot of overseas spending.
Yup and if you can take advantage of that it more than pays for itself.Fee on the Platinum card is higher and I think it's just a companion ticket that is free.
The other nice thing about the Amex is their car rental insurance. You can sign up for a deal that tacks $25 onto a rental, but gives you coverage for the duration of the rental versus the daily rate charged by the rental car company.
Amex Car Coverage
Hmm why do I get foreign transactions fees on my Delta gold Amex? I'd love to be feeless lolAny American Express you get is awesome:
Jeez I should either get a job with them or stop spending my dang money altogether lol...
- No foreign transaction fees.
- The Delta AMEX upon request can be issued to you with a chip, makes buying stuff in Europe and abroad way easier.
- They usually have little offers on the AMEX page for various stores/shops, Ex. Buy $10 worth of gas at XYZ gas station get $5 statement credit!
- rental car/travel/luggage/extended warranty insurance.
- Lost your Passport? They can set up an appointment to get that fixed
That web site should help.
P.S. I forgot to mention you get a free Shoprunner account through amex too.
Hopefully this link works!Hmm why do I get foreign transactions fees on my Delta gold Amex? I'd love to be feeless lol
This has not been my experience with my Credit Union, who issued me a Visa debit card. I've had two occasions of fraudulent transactions and in both cases they said, "no problem" and handled it. Maybe it's just a service they offer me with no obligation?Agreed; never use debit cards. Indeed, turn them down and just get an ATM card from your bank. You've no dispute capability on your purchases. http://www.nolo.com/legal-encyclopedia/are-debit-cards-better-than-credit-cards.html
Under Federal Law in the US, you have a maximum liability of $50 on a fraudulent credit card charge, or $500 on a fraudulent debit card charge. If you don't notice the fraudulent debit card charge within 60 days, you are legally on the hook for all of it. Also, if a crook manages to clean out your checking account - even if you notified the bank before it happened, the funds probably won't be credited back to you until the bank completes an investigation, which could be a few months. This happened to me, notified bank of fraudulent charges, they continued to let account be emptied for a few weeks, took 2 months to credit funds back to me.This has not been my experience with my Credit Union, who issued me a Visa debit card. I've had two occasions of fraudulent transactions and in both cases they said, "no problem" and handled it. Maybe it's just a service they offer me with no obligation?