It is unfortunate however I think there will be quite a few people who retire soon who will not be living to the standard they had planned or hoped for during their retirement.
Once I have my MBA I have a great idea for retirement plans, it will revolutionize the way people save for their retirement. It is the awesomist plan; that will make saving easy, and have fabulous returns and make retirement very enjoyable. However poeple will have to wait, I have other worries and prioritize right now!