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When it comes to questions like this, I often wonder why they are asked in the first place. Is it really worth it to spend thousands buying time or a type rating for an entry level job? Some would spend anywhere from $10k-25k to get an entry level job that pays in the low $20's to start. After all the money spent on your initial ratings, I always wonder why people think it is worth it.
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I always wonder why it would be worth it too, so I called up one of the recruiters at Regional Airline Academy they try to sell you on two things. First, the interview. They all guarantee an interview, but so could Jet Blue... and interview doesn't mean you're going to get a job.
Second, They try like mad to sell these types of programs that in turn sell you a seniority number. I'll agree that in the airline environment seniority numbers are important. But is it really worth going out and paying for a CRJ type rating at RAA, paying $23,000 to get an "interview" and get into a company with 500TT versus 1200 and 200?
I don't know, but I agree with you guys. I don't think that there are many loopholes in aviation as far as building time, and I think it is more respectable if you build it with an MEI or a gig flying dead legs for a 135 operator.