While that is your personal philosophy, that's not the USAF's checkride philosophy -- hence the difference in intensity between the two we're discussing. Your experience with the FSI 1900 checkride mirrors mine; several of the sim rides leading up to the checkride were item-for-item rehearsals of the checkride profile. I've never had that with a military checkride, either in the sim or the airplane.
Not arguing which philosophy is better for making a better/more prepared aviator, just noting that there
are differences and that those differences, in my opinion, require differing levels of preparation, skill, and performance to pass.
I'm interested to hear
@bunk22's experiences and what has led him to see some of the FAA sim checks as more challenging than his military experience. Obviously, military flying communities and services have sometimes significant cultural differences between them, so I'm speaking only from the perspective of the USAF fighter/trainer world and the (rapidly disappearing) MC-12 Liberty.