Polar742
All the responsibility none of the authority
On a side note, I checked my 401K about a little over a year ago. It wasn't pretty. I decided at that moment that it couldnt get much worse, so I made a risky bet. I had just passed my 5 year mark with the company, upping their contribution to 4% dollar for dollar match, I upped my contribution from 2% to 9%, for a grand total of 13%. Not only did I recover everything I lost in that short span, but my portfolio is back up 28% before the fall. I am now thinking I'm going to wind back down to a reasonable 5% contribution.
I throw the full 15 in there. If people are winding it up now, it's too late, because I think the value is getting priced out of the market.
If there is an OCT/NOV dump, it'd be a good time to dive in.
I have a stand alone IRA that has pretty much recovered the losses I took when the market took a dump out of 13k.
You can't win if you don't play.
Be disciplined and be diversified.