So I have my CFI, CFII, MEI...was set to expire 10/2026 (today) and I dont use it and I'm living in the Philippines right now so I'd much rather put my $100 towards the record high USD to PHP rates instead of a FIRC. I can still renew it via FIRC for 3 months after my expiration? Without an FAA ride? Just making sure I didn't totally screw myself.