I'm sure the freight pilots will have more amazing stories, but I'll tell you about my first approach to minimums. It was an ILS into my home airport. It's still fresh in my head, because it happened just last week. It was the first approach I've shot where I actually expected to go missed.
The METAR at the time reported 1/4 mile vis, freezing fog, vertical visibility 100 feet. That's about as bad as I've seen in a while. The top of the fog layer was at about 700 AGL, with clear skies above. It was night, about 45 minutes after sunset.
I was flying with an instrument rated pilot next to me. Even though he's a fairly new instrument pilot and didn't have any experience shooting an approach to minimums, having him there as a backup made me feel slightly more confident. I don't know much about working as a two pilot crew, but I asked him to call out any localizer/glideslope deviations of more than two dots, as well as 500 and 100 feet to minimums, then "lights in sight" or "lights not in sight" at minimums. I figured those were the basics that would keep us alive if I turned out rustier than I thought.
In VFR conditions I got established, trimmed out, power set, everything configured for landing. I didn't know the best way to configure the lights, so I shut off everything except the wingtip nav lights. No wingtip strobes or landing light. It turns out this is the best way to do it, but at the time I was just guessing.
Just after entering the clouds it was 500 feet to minimums. I kept coming down and at 100 feet to minimums I started seeing the flash of the MALSR strobes out the window. Not the actual lights though, just indistinct flashes through the fog. As I reached minimums I said, "Do you have the lights?" and the other pilot said, "No, nothing." Then I looked up for myself and saw one of the horizontal MALSR bars through the fog. I banked to the left to get onto centerline and kept descending. A second later I saw three of the MALSR bars, then the threshold lights, then one pair of runway edge lights.
I banked back to the right because I had overshot the centerline. As I got close to the runway I started to pull the throttle to idle and flare. It was a strange feeling. I don't even like driving a car in that kind of visibility, but there I was, landing a plane in it. Before I knew it I was rolling to a stop and taking the turnoff that is 3500 feet down the runway.
Driving home from the airport that night, I kept replaying every detail in my mind. It all happened so fast, but I could remember every detail, including every mistake I made. Here are some of the points I thought about:
--It would be nice to be trained on using lights during approaches in various situations. If I was trained on a specific way to configure the lights, I don't remember it. I ended up making an educated guess on the best way to do it. Are educated guesses a good thing when doing something for the first time? I don't think so.
--For some reason, "500 feet to minimums" and "100 feet" didn't mean anything to me when I was actually in the clouds. When I shoot VFR practice approaches I think, "I'm really close to the ground right now" but in actual, they became arbitrary numbers. Nothing more than a rule to follow. And that's on an approach I teach to instrument students several times per week. I finally saw how descending below minimums can happen at an unfamiliar airport if the pilot doesn't make standard callouts.
--I briefed the other pilot on calling out the lights. He said they weren't in sight. Then I looked up and continued. That negated the whole point of the other pilot! What was I thinking? It would have been safer to go missed.
--I had always heard of how pilots can become disoriented and pile in a plane short of the runway coming in on an ILS. I intellectually knew that fact, but I never actually knew how it could happen until this approach. When I saw the one MALSR bar, pitched down, and banked to the left, I began to feel disoriented. When it's dark, minimum visibility, with no horizon, it's very disorienting to see just one light moving around in the windshield. There is nothing to compare it to. It looks like it's just floating in front of you.
--At minimums, everything happened WAY faster than I expected. Minimums...lights in sight...continue down another 100 feet...runway in sight...touchdown...I reacted based on training, not some super pilot skills of mine. Did I actually verify that I was only going down another 100 feet when I saw the lights? Was I ready to go missed? Honestly, no. I saw a light and was like, "Hey, I'm diving in and landing now." I got by with it, but I didn't feel very professional about it afterwards.
In general, it was a very exhilerating, yet very humbling experience. I can't wait to fly freight in the winter now. At the same time, it reminded me of just how much I have to learn. You can shoot approaches under the hood all day...you can even teach those approaches all day...but doing it in actual is a whole new game.