Hey Sig, what are your payments on that bad boy like?
Everybody, if you're seriously considering something like a $35,000 Sallie Mae loan, think VERY seriously about your ability to repay it, especially the first few years. You're not gonna make squat as an instructor or regional FO, and if you've already got college student loan payments, car payments, credit card payments, you're gonna be seriously bankrupt. With a bankruptcy on your record, I doubt any of the major airlines will ever hire you (dude can't even manage his/her finanaces, how can he/she manage flying a jet?)
If you don't have the means to pay for an accelerated program with cash, by all means, PLEASE go the FBO pay-as-you-go route. Taking on serious debt for a line of work that won't pay you more than between $15k - $25k/yr the first SEVERAL years is just insane.