I'm delusional, then. There will never be a shortage of pilots. Like was already mentioned, in 3 months you can churn 'em out. All you need is about a 6 month lead time, and there'll be plenty. There may be a shortage of QUALIFIED pilots for the position, but as long as places like ATP, JetU, etc are around and people can get financing, there won't be a pilot shortage. It's been "right around the corner" for decades. Back in the "Big Boom of 06-07" I don't think regionals were saying "Oh man! What are we gonna do! We just don't have enough applications!" Even low tier regionals like Pinnacle and Colgan had plenty of applicants. All they had to do was lower the mins to those that were applying.
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I don't think easy financing is still around or will be returning anytime soon.