You probably won't like what I have to say about your situation, but it is advice based on long experience on my part.
First of all, you already have 40 hours which is terrific. You have a good idea of what is going on and have mastered the basic tenants of flight safety. Very important stuff.
Before moving on to the airlines I was a Flight Instructor and later a manager in the flight department at ERAU's DB campus. I saw a lot of students having a lot of different difficulties (all of which CAN be solved!) and I gained some interesting insights into the underlaying causes of many problems. One of the most common causes of poor performance in Freshmen was trying too too much too early. It was always the same song: 15 or more credit hours, a demanding flight course, first time away from Mom and Dad and no sleep in noisy dorms and too much socializing. It is no wonder that allot of Freshmen were having trouble in their flight courses... they were worn out!
Of course, I am not an expert and I realize that I do not know you or your abilities. My advice and experiences are to you, anecdotal at best. I would never encourage anyone to take the advice of some yo-yo like me on an internet discussion board as the hard and fast truth. With that said, I would encourage you to chat very frankly with your academic advisor when you get to ERAU. Detail to him or her your problems and explore the possibility of delaying your flying until second semester.
At this point you are saying to yourself, "WHAT? NO WAY!" Delaying your flying just a few months would enable you to get your feet under you at college and allows you time to settle into a new way of life. It is a stressful time, and that stress almost always shows up in a person's flying. Once you have one semester under your belt and you have some of the boring core requirement academics out of the way, you will be able to concentrate more fully on your flying and you will progress faster... and spend less money!
If you are worried about losing your hard won flying skills, don't. It's like riding a bike. It will come back to you in a very short time and you will be on your way. If you are who I imagine, a young incoming freshmen, than just try not to be in a hurry wiht your flight training. Do it slow, do it right, and above all else HAVE FUN!