BS!!!!!!!!!
Actually I would agree with that. So do insurance companies. My insurance rate is based partly on my credit.
Do you want someone who works for your having bad credit? Unable to get a loan? Always in need of money? See where I'm going with this?
Even if there are 1 out of 20 that have bad credit and are honest employees, it's just easier the exclude everyone in that category.
Well then, no job at SouthernJets for any of you.
:yeahthat:
Are they even able to check your credit legally? That's absurd and NONE of there business!
Yes.
And if you don't authorize it, you won't get the job.
That's the way it works with a lot of employers.
It does make some sense. If you're handling high dollar value items, they want to make sure you're not going to walk out of the place with them.
Yes its legal, If they check it as a condition of your employment you'll sign a waiver authorizing it..... if you want the job that is!!
Good credit is a measure of maturity and responsibility for employers.
..even if the airline checking your credit is in bankruptcy!Yes its legal, If they check it as a condition of your employment you'll sign a waiver authorizing it..... if you want the job that is!!
Good credit is a measure of maturity and responsibility for employers.
A persons financial background has ZERO to do with their ability to fly an aircraft safely.
Actually I would agree with that. So do insurance companies. My insurance rate is based partly on my credit.
Do you want someone who works for your having bad credit? Unable to get a loan? Always in need of money? See where I'm going with this?
Even if there are 1 out of 20 that have bad credit and are honest employees, it's just easier the exclude everyone in that category.
If someone has never had an accident, ticket or even an insurance claim in they're entire 17 years of driving (knock on wood), but has a low credit rating, you think that it is OK for an insurance company to jack his or her rates up for auto insurance?
[FONT=arial,geneva][FONT=arial,geneva][FONT=arial,geneva][FONT=arial,geneva]Actuarial studies show that how a person manages his or her financial affairs, which is what an insurance score indicates, is a good predictor of insurance claims. Insurance scores are used to help insurers differentiate between lower and higher insurance risks and thus charge a premium equal to the risk they are assuming. Statistically, people who have a poor insurance score are more likely to file a claim. [/FONT][/FONT]
You're correlating an individual vs. a group.
From the Insurance Information Institute:
[FONT=arial,geneva]
[/FONT]So while I can't speak for that one individual, as a group it makes sense. It's unfortunate for that one individual, I agree. But there are very, very few of those individuals, at least according to the insurance companies. The other solution is to have everyone pay higher premiums.
What would you prefer? Be rewarded for being responsible, or pay the same as the guy who is more likely to file a claim?
For example, the person with the impeccable 17 year driving record might drive 2 miles per day at 5 AM and 3 PM on Saturday and Sunday in Montana.