Ohh yeah, totally!
If the person lived in a village or small town, they would probably use it to pay off loans on farm land or property. People there have (or used to) a very negative view of loans. So they try to pay them off as soon as possible. Farmers unforunately often commit suicide because of shame for not being able ot pay off loans. So much so that the local governments have systems in place to catch such situations and help the farmers before they do harm to themsleves.
Of course in the big cities, plastic has become a popular thing and the concept of only purchasing what you can afford is slowly going away.
If the person lived in a village or small town, they would probably use it to pay off loans on farm land or property. People there have (or used to) a very negative view of loans. So they try to pay them off as soon as possible. Farmers unforunately often commit suicide because of shame for not being able ot pay off loans. So much so that the local governments have systems in place to catch such situations and help the farmers before they do harm to themsleves.
Of course in the big cities, plastic has become a popular thing and the concept of only purchasing what you can afford is slowly going away.