chunk75.......I have to admit that aviation is no differen't than any other field.......A lot of positions in my field want you to be certified on systems before you start with them. Buying training seems to be the nature of the beast....personally I hate it....To be honest it sounds like both systems have their flaws.....First, you have to bust your ass to save $10,000 -which is a lot; or, you could borrow it and pay interest. Next, you still have to log the hours. This is all training that a good company should pay for......Now you have the instructor option. The problem with this option is not everyone wants to instruct and even worse not everyone has the talent to instruct. I'm sure there are a lot of students that go on to be good pilots, but the truth is that a lot of them still make horriable teachers/instructors. It's not easy to be a effective instructor. Similar to other aspects in life you need practice, and I don't believe attempting to learn in a school where people are trying to grasp the basics is a good place......So here's a question...lets assume you are the new president of GA and you could create your own system that students must take to become pilots....How would you do it?......I'll start by saying: I would create a universal school with multiple campuses of coarse...In order to be accepted you need to be qualified-having the money does not count as qualifide. Anytime a airline projects that they will need pilots they could enter a bid for one....As these bids come in the school can begin testing people and start there training. In short this would all resemble the same system that the military/police and fire dept. has with hiring people into positions. If schools need instructors they can bid with the unions to get pilots to come and teach, and those that elect to should still maintain there seniority and pay.....Okay it's your turn.....what would yo do?