AOPA Credit Card Rebate

tonyw

Well-Known Member
How does this work, folks? Do you apply for it at the end of the year, or can you apply for it as you go along?

Just got the card and want to know how it works.
 
I would think that what they would do is take 5% off each statement until you reach the $250 limit per year. Seems like I read that somewhere.

If in doubt, just call AOPA.
 
I have it. Its through MBNA. You just go into the online access when each statement appears and flag the purchases that are eligible for rebate and a few days later you get a credit.

I m not too happy with them right now though. My card had a 5.9% fixed rate when i got it and they jacked it up to 17% on me. I have never paid late or went over my limit
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I have it as well. You just select which purchases are elegible after each statement. I highly recommend it, 5% is a good deal when you can use it for aircraft rental and instruction.
 
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I have it. Its through MBNA. You just go into the online access when each statement appears and flag the purchases that are eligible for rebate and a few days later you get a credit.

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Yep. You have to take the initiative to indicate the purchases to them, though, they won't do it automagically. I like the ease of doing it online. We used to have to do it by circling the transactions on the statement sheet and faxing it over to them.
 
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I m not too happy with them right now though. My card had a 5.9% fixed rate when i got it and they jacked it up to 17% on me. I have never paid late or went over my limit
mad.gif


[/ QUOTE ]Call them and complain. Usually works if they want to keep you as a customer.
 
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I m not too happy with them right now though. My card had a 5.9% fixed rate when i got it and they jacked it up to 17% on me. I have never paid late or went over my limit
mad.gif


[/ QUOTE ]Call them and complain. Usually works if they want to keep you as a customer.

[/ QUOTE ]

Introductory rate? I don't think they'd offer a 5.9% fixed rate other than the intro period, especially with the rebate program.

I've got the card and I really like the rebate setup. Just login at mbna.com and click on all your FBO purchases and usually shows up on the next statement. The one thing I don't really like is that you have to schedule payments a few days out, on all of my other cards I just go online on the due date or call and pay it, but not with mbna. Plus I think their cust svc is below par especially when comparing it to amex, but the rebate is great.
 
The only time I believe you can get the 5% rebate right off the bat is when ordering something through Sporty's ... if you're using an AOPA credit card you deduct the five percent prior to completing the transaction.
 
This card is probably not the best bet if you carry a balance since their rates are sub-par.

The rebate, however, is nice if you pay your bill in full each month since the card is free. Keep in mind that it's limited to $250 in rebates a year ($5,000 in eligible purchases).
 
I've had one for about 6+ years now. I haven't put FBO/flying expenses on it in some time, but I used to circle the FBO expenses on the statement and fax it in. SOME FBOs gave me the 5% up front at the time of purchase, but I don't remember the circumstances.

If you make large purchases that are flight-training related (i.e. renting aircraft for ratings, and/or a multiengine training program) the 5% rebate $$ adds up quickly.

They have jacked my rate up to over 20% recently (no late payments or anything, at least that I know of) so I just transferred the entire balance to a different low-APR account. I'm basically bailing out of this card, especially since I no longer have any GA flying expenses that give me back the 5%. Oh well...at least it has a cool picture of an airplane on it.
crazy.gif
 
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I did, they offered me a "great" new rate of 11.9%. I think the rebate is awesome but MBNA sucks.

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Prolly shouldn't tell you this..But oh well it's an anynoumous board...right no one will find out who I am!
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But you can pit the card companies against one another.
With Chase our merger Bank One we are now the largest provider of credit cards in the world.
Pre-merger we were like no.#3 or #4 with CitiBank being at the top.
You think we want to keep that title? Managers wear it like a badge of honor.
I can't go into details as it is propriatary info but we will be granting even more cards post merger to get our new "brand out" there to the public.
Our new logo says it all "Your Choice your Chase" and we want to be your first choice in everything!
Staying on that topic one of the guys in retention that I was casually flirting with told me that they have low rates that they won't advertise publically.
So just make up a preferable rate (within common sense) and tell them look I have been a good customer (but only if you have). And say Captial One,Citibank etc is offering me this rate.
If they want to keep your business they will offer you that rate if it's available or something damn near it.
And they sure the hell can go lower then 11% don't settle for that sh*t Montana.

-Matthew
 
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I did, they offered me a "great" new rate of 11.9%. I think the rebate is awesome but MBNA sucks.

[/ QUOTE ]

Prolly shouldn't tell you this..But oh well it's an anynoumous board...right no one will find out who I am!
sarcasm.gif


But you can pit the card companies against one another.
With Chase our merger Bank One we are now the largest provider of credit cards in the world.
Pre-merger we were like no.#3 or #4 with CitiBank being at the top.
You think we want to keep that title? Managers wear it like a badge of honor.
I can't go into details as it is propriatary info but we will be granting even more cards post merger to get our new "brand out" there to the public.
Our new logo says it all "Your Choice your Chase" and we want to be your first choice in everything!
Staying on that topic one of the guys in retention that I was casually flirting with told me that they have low rates that they won't advertise publically.
So just make up a preferable rate (within common sense) and tell them look I have been a good customer (but only if you have). And say Captial One,Citibank etc is offering me this rate.
If they want to keep your business they will offer you that rate if it's available or something damn near it.
And they sure the hell can go lower then 11% don't settle for that sh*t Montana.

-Matthew

[/ QUOTE ] Isn't Chase/bank one owned by First Data?
 
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Matthew

[/ QUOTE ] Isn't Chase/bank one owned by First Data?

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Whoever that is....But no Chase/Bank One is owned by JPMorgan Chase.

-Matthew
 
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Matthew

[/ QUOTE ] Isn't Chase/bank one owned by First Data?

[/ QUOTE ]

Whoever that is....But no Chase/Bank One is owned by JPMorgan Chase.

-Matthew

[/ QUOTE ]

just a small company...i think i misunderstood when it was explained to me
 
Well actually I think that I have heard of them. I think we use them or Lexis Nexis to do searches on Cardmembers.
I.E. SSN or address searches etc.
Sound right?

-Matthew
 
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I think they do that too

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That voodoo that you do?
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