Yup, I was in your spot 4 years ago. Was set on going to a major university for an aviation degree that would give me a semi-useless degree (outside of the industry at least) and my ratings for around $200k w/ out of state tuition and fees. Fortunately was talked out of that idea by some people on this forum and I'll be graduating next May with an equally useless degree from an in-state university and a CMEL/SEL without owing a dime to anyone. I lived at home my first few years and applied for every scholarship I was eligible for to help drive down the (already significantly lower) tuition costs and worked as a ramper throwing bags on the night shift (10p-2a isn't terrible when your young stupid and in college and probably going to be up that late anyways) to pay for my flying costs. Got my PPL sophomore year and IR junior year at the local airport pt61 and am currently time building for commercial, all while still managing a full course load, doing the whole "college" thing, partying, getting a communications degree, meeting hot sorority girls, going to SEC football games and taking road trips with friends to watch basketball games in the winter, taking friends and said hot chicks flying on the weekends, and flying around to find some of the best food in the south east, among other things I doubt I would have gotten to do had I elected to go with my original plan.
With that, I've also been able to make some awesome connections in the industry between working for an airline and just hanging out at a pt61 school. I've had the opportunity to right seat a King Air and Pilatus a couple times, meet and stay in contact with some local corporate pilots, take them flying for a $100 hamburger because they haven't been in a piston single since 'Nam, and get to meet and talk with some of the airline guys at work, (on the few occasions they aren't just trying to GTFO and get to the hotel van) get advice from them, talk about their paths, what they wish they knew as a 200 hour pilot, etc..
What I'm getting at is, I could have taken the "easy route" to the right seat of a shiny jet by spending money I didn't have but instead listened to some dudes on here and went against what I thought was my better judgement at the time. It's been an awesome ride and I've had waaaay more fun than I deserve by doing the whole college thing full time and flight training on the side. Yeah I won't have all my CFI ratings when I graduate like I would have had with the aviation degree, but I won't be spending the next 20 years of my career repaying loans from school and flight training, and if I decide I need to go that route to be marketable I can always pick them up.
I don't say all this to discount ERAU, UND, ASU, etc.. and their respective programs at all. The only experiences I have with them are visiting their campuses and the emails I still receive from them 4 years later.. I've had several friends do their training through these college programs over the past several years and end up with pretty sweet pt121/135/91 gigs. I just decided it wouldn't be the best route for me and looking back on it now 4 years later I'm happy with my decision and if I had to do it all over again I probably wouldn't change a thing, and I'm definitely not a rare case or anything special!
Good luck with whichever route you choose man. Hope my extremely limited perspective on everything was somewhat of a help!
If you have any other questions feel free to PM me!