I am concerned that this was not taught to you in ground school, or that a captain has not taught you this. The reason for the 250/.70 (I thought it was 180/.70, but it has been a while), is not just fuel conservation, but for thrust for the engines. Turbo fan engines need airflow to develop power; if you get below the cruise climb airspeeds you really are not gaining anything- the short term gain is more than offset by the thrust you loose as airflow into the engines decreases.
Also, if you are using these airspeeds but not getting a climb rate, you need to stop you climb. You are probably getting into the coffin corner. Continuing to climb will lead to this:
http://ntsb.gov/ntsb/brief.asp?ev_id=20041015X01633&key=1