Annual int’l Health Insurance

N826AW

Well-Known Member
Does anyone here purchase an annual health insurance plan to cover you when you’re abroad? In the past, I’ve purchased a policy for individual trips. Now that I can travel more frequently I’m wondering if it’s more cost effective to just buy an annual plan. Looking for something that covers foreign hospital stays, emergency evacuation, etc.
 
GeoBlue.

This is what our crews use on international trips. Thankfully we've never had to file a claim through them so I can't speak to how well it works when needed.
 
Thanks for the replies everyone.

GeoBlue.

This is what our crews use on international trips. Thankfully we've never had to file a claim through them so I can't speak to how well it works when needed.

This is what I've been using for individual trips. Had a good experience with it after a medical center visit on a cruise ship a few years back.
 
I started using an annual health insurance plan once I started spending more time abroad for both work and vacation. It saved a ton of hassle, to be honest. The peace of mind is good, but the big advantage is not having to sort out coverage for every single trip—especially since you never know when plans will change or overlap. Last year I did end up needing hospital care in Spain and my plan covered it all, including the medical transport. If you travel often, costs usually work out better over twelve months compared to separate policies for each trip. If you’re looking into it, there’s this health insurance broker in the UK Private Medical Insurance ᐈ Best Health Insurance Broker in the UK | Premier PMI I've come across that compares a bunch of policies for things like overseas healthcare, foreign hospital stays, and emergencies. Worth a look since they focus on getting you a quote for exactly what you need, and they know all about coverage options abroad.
 
Heck, I’m worried about EMS right here in ‘Merica. My area is serviced by Air Evac Lifeteam. For $99 a year, I’m covered if my insurance won’t cover transport.

Really, I want to make it easier for an EMT-Basic to call in a chopper.
 
Smells like an AI/bot post. Last post by the member was in 2017 then comes back with a specific link and necros a 1 year old thread. Also this...

Edit: Another detector says 100% human, but most people don't include those little symbols when creating links so I'm still leaning towards a bot
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Heck, I’m worried about EMS right here in ‘Merica. My area is serviced by Air Evac Lifeteam. For $99 a year, I’m covered if my insurance won’t cover transport.

Really, I want to make it easier for an EMT-Basic to call in a chopper.

While I appreciate this in the "quality of life improvement' perspective, kind of in the way of having all of the world's knowledge available to every single individual in their back pocket, a littler perspective is in order.

Not so long ago, if you were in a wreck, fell ill or otherwise had some other calamity happen, a couple guys in white coats showed up, and tossed you in the back of a station wagon to the hospital. There was zero care given at the scene or on the way, other than to check that they had all the parts, and if you had a pulse, so they could drive to the morgue versus the hospital.

The level of "EMTness" over the last 20-30 years is absolutely several orders of magnitude higher than it was. Even rural locals have rigs that would blow the mind of any paramedic from 25 years ago. Now here we are worried about if we're going to have to "pay for the helicopter".

Yea, I get it. It's the 21st century, and every home was supposed to have an autodoc, in case you skinned your knee flying your jet pack. But yea, no.

BTW, most of that kind of coverage is in line with the hottest business of the 2020s: insurance harvesting.

As an aside, I happened to over hear a conversation from a Canadian who had moved to the states. Ordinary fellow, not political, just matter of fact, and he was discussing with his seat mate the logistics of living in the US. She was traveling into the US for work on a visa. His advice of how to navigate life in the US was all pretty good "find the small bakery in town if you can", "buy a solid car, don't worry about size, gas is cheap", and about a half dozen other "good to know" items.

He was not complementary of the health system in Canada, at all (nor the overall cost of living, but that's a topic for the Lav), so it definitely got me thinking about evac back to the states.
 
Sorry if I sounded cynical, I’ve purchased evac plans, domestic and international, for years. Money well spent, in my opinion. $99 sounds like an underachieving bar tab not helicopter insurance.

An average ALS crew is amazing in my eyes. BLS crews, hit and miss.

I grew up close to the Canadian border. Many doctors and dentists were open on weekends to accommodate Canadian patients that didn’t want to wait a year common procedures.
 
I worked for a couple of companies that contracted with one of those med-evac insurance companies. There's nothing better than getting a phone call at 1am to go remove the interior and reinstall a stretcher on a Lear. We did help some folks so that made it worth it. Med flights are a different operation and are given priority, never abuse that benevolence. I've seen companies absolutely slapped by the feds for claiming they were a flying ER when the truth was it was strippers flying home from Vegas on Monday morning, or maybe it was a med-flight, with those ladies you just never know.
 
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