I'm kinda freaking out...

chrisreedrules said:
Well... We couldn't find an insurance company that would cover the cost of childbirth. They consider it a "pre-existing condition". So unless you have insurance pre-pregnancy that may be a no-go. But luckily in the state of FL, it is illegal not to have pre-natal care. So Medicaid will be picking up the tab. She has to go get an official pregnancy test then bring the results down to the Department of Human Services and get that ball rolling. She is currently only working part time so because she makes so little, we will likely have most of it covered... So this is what I've been paying taxes for all these years? It sorta makes a little sense now.
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Are you f'in kidding me? There is something wrong with our system if, because you are pregnant, you can't get insured. I know it all comes down to the bottom line, but come on!

I don't have the answer, and don't want to derail this thread because it is a happy event, but this really irritates me. Pre-natal care and child birth should not be something we need to jump through hoops to receive. If you are not insured, it should be as simple as going to a doctor and saying, hey I have a baby in my belly.
 
Matt13C said:
Are you f'in kidding me? There is something wrong with our system if, because you are pregnant, you can't get insured. I know it all comes down to the bottom line, but come on!

I don't have the answer, and don't want to derail this thread because it is a happy event, but this really irritates me. Pre-natal care and child birth should not be something we need to jump through hoops to receive. If you are not insured, it should be as simple as going to a doctor and saying, hey I have a baby in my belly.
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Well, uh, I don't know, it makes sense to me...otherwise you have people who go without insurance other than say the last 8 months of pregnancy. If you are already insured when pregnancy happens though, delivery/baby care (especially stuff like an emergency csection) should absolutely be covered IMHO. Some states actually are like that, but Alaska is not.
 
Roger Roger said:
Well, uh, I don't know, it makes sense to me...otherwise you have people who go without insurance other than say the last 8 months of pregnancy. If you are already insured when pregnancy happens though, delivery/baby care (especially stuff like an emergency csection) should absolutely be covered IMHO. Some states actually are like that, but Alaska is not.
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That's great if every single person just games the system, but that's not reality. Some people work jobs that don't offer insurance and because life is expensive and insurance is even more expensive, can't afford it. Putting the life of a mother and her unborn child below a dollar because someone could be gaming the system is not how we as a nation should operate, we are better than that.
 
chrisreedrules said:
Well... We couldn't find an insurance company that would cover the cost of childbirth. They consider it a "pre-existing condition". So unless you have insurance pre-pregnancy that may be a no-go. But luckily in the state of FL, it is illegal not to have pre-natal care. So Medicaid will be picking up the tab. She has to go get an official pregnancy test then bring the results down to the Department of Human Services and get that ball rolling. She is currently only working part time so because she makes so little, we will likely have most of it covered... So this is what I've been paying taxes for all these years? It sorta makes a little sense now.
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Congrats on the baby!

@HRDiva can chime in more but you need to find a job, with insurance ASAP for your unborn child. Also you need to fight like hell to get your girlfriend insurance. Once again, @HRDiva once again can guide you.

Honestly, I would go to XJT as they currently have good insurance. Get your stuff in there like yesterday. You will be going to the doctor at least three times before the baby is six months old, but most likely more. Most pediatricians won't even see you without insurance and a lot of doctors aren't taking Medicaid. The check ups and vaccines are free with insurance but probably cost a small fortune without it. Then there will be calls to the pediatrician where they tell you to bring the baby in. Much easier to pay a copay than have to worry, "how will I afford this...?"

You owe insurance to your unborn child and girlfriend. Don't rely on Medicaid.

Congrats again!
 
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Seggy said:
You will be going to the doctor at least three times before the baby is six months old, but most likely more. Most pediatricians won't even see you without insurance and a lot of doctors aren't taking Medicaid. The check ups and vaccines are free with insurance but probably cost a small fortune without it. Then there will be calls to the pediatrician where they tell you to bring the baby in. Much easier to pay a copay than have to worry, "how will I afford this...?"
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Not to mention the hospital bill...

With the pediatrician, we've been four times and she is just now 2 months old. We've paid a whopping $20 out of pocket (total) for the visits that were not well child appointments.
 
Well guys... Got some bad news a couple days ago. Girlfriend miscarried. We're both pretty bummed about it. I feel real bad because I wasn't able to be there for her because I'm on a trip right now. Been a rough couple months for the family... My dad passed away after a brutal fight with cancer in August and I was gone on my first trip with my new company when it happened, and now this (again while I'm away). This job can be rough on a family as I've been finding out lately. I'm pressing on though, don't know what else to do.

I will say this... The whole experience has taught both my gf and I a lot about how this works. Just from our initial dealings with FLDHS and MedicAid we've figured out that we definitely want to have insurance before doing this again. Government provided services are really nice, but I challenge anyone without prior knowledge on how to work through the system and bureaucracy to give it a go. It can be frustrating, I assure you.

Most importantly, I think this whole experience may have just taught us a little more about ourselves and each other. I'm no longer freaked out by the prospect of being a dad. I'm actually looking forward to it. For her it has made her realize that life happens despite your own plans and putting school off for another year just won't do. She is starting classes this coming spring. And we have grown closer together throughout the experience despite us being miles apart. I think that is the most important thing. Party on dudes!
 
Sorry that happened. :(

I think that happens a lot more often than people realize, and it's brutal to go through. Expect her to go through a massive emotional tidal wave as her hormones will take several weeks to get back to "normal". It's not pleasant, for her for for you! Be patient and most of all, kind, to each other, and get through the loss together.
 
ctab5060X said:
Congrats!

Being a dad is awesome!

Best advice I can give is to be there for as much as you can. That and take time off when the big day comes around plus some. My daughter will be 8 weeks old when I go back to work and it has been the best 8 weeks of my life.
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Minus the times you got to fly with me....
 
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