Sorry for the perceived "hit and run"; life, ya know? Thanks for all of the replies, and I'm glad that Z in the above post asks me to define "poke and hope", and I'll do that. In reading some of the replies, I'm finding that I wasn't clear enough in my initial post as to what the context of the conversation was, so here goes....
If you are flying IFR @ 11,000 into an uncontrolled field with NO instrument approaches, field elevation in the area is 2000, MEA is 6000, and there is a cloud layer over the airport at 4000, what do you do when the controller asks if you have the field in sight, and than advises that you're below the MVA? This is where I asked the question, "What do you REALLY do if you need to get into that field?"
Hope it clarifies...