Ok, so I was just informed from one of my personal references that I listed on the SF 86 that he has lost the form either by packing it up in a box getting ready to move or accidentally threw it away. So does anyone have any idea on how screwed I am? My other two personal references have already filled it out and sent it back in. I'm just hoping that this stupid mistake doesn't cost me a month or something in the waiting process. The OPM can't seriously expect to get EVERY letter back they send out right?