Second that. The garanteed ratings, hours, and time frame was one of the thing that sold me on ATP. When I got my PPL at a local FBO, I was quoted about 4,000, which *magically* got stretched to about 7,000 for 'stage checks' and 'extra ground' and my favorite: 'Ok, were doing performance manuvers today. Oh, we did that the last two times? Ok, well, we'll just go do something else up there. Go preflight and I'll be there in a minute.. <sips coffee>'. Needless to say, my udders were sore and chafed after all the milking I took.
You don't have to worry about paying extra with the ACP program. You give 'em 32,995 and you get your four ratings, 3 CFI tickets, 3 endorsments, 140 hrs. multi, 50 hours sim, 10 hours single eng. (for the CFI ticket) and 3 hours turbine time in the Citation, in 90 days.
It has to be said though, that they do *not* guarantee a set schedule. The hours are random, so you might go to class at 8, do nothing but study your Gleims till noon, then sim all afternoon till dark. Next day you'll fly your a$$ off in the morning, and leave after lunch (for more Gliems). It all depends on who's doing what and when, so you have to be ready all the time. Forget having a job or attending college, but, to be fair, if you have to do those things then the Airline Academy route probably isn't for you anyway.