CFI Insurance

Planedriver28

Planedriver28

Well-Known Member
Recommendations for providers? Amount of insurance to purchase? Any advice welcome. I understand there are variables, but I am a part time CFI, in 172's mostly, and only have a handful of students at any given time. Aircraft are covered by owner. Just need Liablity insurance (I guess) for me.
What should I expect to spend?

Thanks,

G
 
Unless there's been a very recent change (I looked as recently as a year ago), not AVEMCO.

The rates are substantially the same as the others but the last time I looked, the AVEMCO policy does not cover instructional malpractice claims - student accidents that take place when you are not in the aircraft yourself. So, if your soloing student bends metal (or himself), no coverage for that.

Don't just look at price; look at coverage.
 
Thanks guys... I looked at NAFI. It looks good - bang for the buck. - How much coverage is adequate without being cheap?
 
Planedriver28 said:
Thanks guys... I looked at NAFI. It looks good - bang for the buck. - How much coverage is adequate without being cheap?
Click to expand...
Take all the liability you can afford, subject to not overpaying for the number of seats. The max they will give you isn't much and it's the cheap part of the coverage.

On the hull, for a lot of folks insuring full hull value will be cost-prohibitive. One recommendation is to figure out what you are most like to fly, what kind of damage you are most likely to cause, and how much it is likely to cost to fix it. You will definitely leave yourself exposed if things really go bad but that's what risk decisions are all about.
 
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