ATP Loans

[DJPilot]

I was wondering if anyone on here has been approved for a loan at ATP recently? I"m thinking about applying for one, but I wanted to get some input before I did it.

How much was your loan for? How many co-borrowers did they require? Any help is appreciated.

 

[Left Seat]

Did you apply? I am also wondering if people are getting approved.

 

[Mike S.]

I got my loans in September. 45k was all my wife and I were able to get based off our income and credit scores. Had to come up with the last 10k ourselves. She had to co-sign for me because she had a higher score, and makes all the money right now. The way they did the loans was pretty crappy though. They put in a loan for 20k first, after that was approved they put in another for 15k, and then finally one for 10k. The people we talked to at Sallie Mae asked us why we put in the loans for different amounts like that. They would have been able to approve the 45k they said. So long story short, I have to pay $75 a month to Sallie Mae instead of $25. They charge a 25 dollar a month payment per loan while you're in school if you have it deferred like I had to do. We had to tell them that ATP put in for the loans for us. So, if you have decent credit and income, I would suggest when/if you do try to get some loans from them to tell ATP to put in for it all at once if possible.

 

[PDT565]

When/Where are you starting your training?

 

[mxflyer]

I like the ATP program, but I strongly discourage anybody from financing all of it. It will make your career so much better.

 

[NolePilot]

Do not go into debt.... if you will hate life later on..