You don't know who Suze Orman is?! For shame! No wonder you're in the mess your in.
I think she periodically appears on Oprah when she has guests on who are in financial ruin.
About Suze form Wikipedia...
She is the host of The Suze Orman Show on CNBC. She has written six consecutive New York Times Best Sellers, and has written, co-produced, and hosted six PBS specials based on her New York Times bestselling books, and is the single most successful fund raiser in the history of public television... In 2004 and 2006 Orman won two daytime Emmy Awards in the category of Outstanding Service Show Host for her PBS Specials. Over her television career she has won more Gracie awards (5) than anyone in the 33 year history of these awards. In 2008, she was selected by TIME Magazine as one of the most influential people in the world.