There are very, very, very few pilots making over 100k. Sure if you happened to get on at one of the majors before 1996 you might be. I think USAir's furloughs went all the way back to 1991.
You are about to see a major change in the industry. The J4J program has proven that pilots will work for less than 6 figures.
I don't think many majors will be hiring in the next ten years without major adjustments to pay scales. Look for "C" or even "D" scales (under another more "politically correct" name of course!) to appear in the majors.
Now that management knows they can get pilots cheaper, they will,
Starting out is tough, especially now. I went the cargo route, so I never flew at a commutter. Aren't there some regional airlines that have written rules stating you cannot go pick up your food stamps while in uniform? I remember hearing that once or twice.
Being broke as I am i know that when you are making minimal money (10-15K a year) they govt takes about 30% of what you make. I don't know what bracket or any of that but it averages between 25 and 30. Hope that helps. Just remember, rice and ramen are your friends.
To get that seniority point would be tough now days. Because alot of people are having trouble finding jobs at regionals much less the majors, and even if you do get witha major i think youd be lucky to be a captain for 12 years, because youd be older when your hired and you have to retire at 60, assuming you stay in 1st medical condition.
On that chart, where it says "seniority year" does that start with your FIRST year? Like is seniority year one your first year with them, or is it something like you have to go through say 5 years as joe nobody and then you start a "seniority" year one? Hope that made sense.